Did you consolidate your student loans??

Yes, it is worth looking into. However, federal student loans change interest rate once a year on July 1, so you should wait until next May or June to lock in a fixed rate. From now until then, the rates will not change whether you consolidate or not. Your decision to consolidate at that time should depend on the economy and whether the rates will go up or down after July 1. As to which bank to contact for consolidation, you can contact your original lender because your lender likely will do it for you to keep your business.